Privacy Policy

1. Introduction

Rupiyape Technologies Pvt Ltd ("Rupiyape", "we", "our", or "us") is committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website rupiyape.com or use our services.

Please read this policy carefully. If you disagree with its terms, please discontinue use of our platform.

2. Information We Collect

We collect information you provide directly to us, including:

• Name, email address, phone number, and date of birth
• Financial information such as income, employment details, and loan requirements
• Identity documents (Aadhaar, PAN card) for KYC verification
• Bank account details for payout processing (partners only)
• Device and usage information when you browse our platform

3. How We Use Your Information

We use the information we collect to:

• Process your applications and connect you with financial product providers
• Verify your identity and comply with KYC/AML regulations
• Communicate with you about your applications, accounts, and our services
• Send you promotional offers and product recommendations (with your consent)
• Analyse usage patterns to improve our platform and user experience
• Prevent fraud and ensure the security of our platform

4. Sharing of Information

We may share your information with:

• Financial Partners: Banks, NBFCs, and insurance companies to process your applications
• Service Providers: Third-party vendors who assist us in operating our platform (cloud storage, email, analytics)
• Legal Authorities: When required by law, court order, or government regulation

We do not sell your personal data to third parties for marketing purposes.

5. Data Security

We implement industry-standard security measures including SSL encryption, secure servers, and access controls to protect your personal information. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

6. Cookies

We use cookies and similar tracking technologies to improve your browsing experience, analyse traffic, and understand user behaviour. You can control cookie settings through your browser preferences.

7. Your Rights

You have the right to:

• Access and review the personal information we hold about you
• Request correction of inaccurate data
• Request deletion of your data (subject to legal obligations)
• Opt out of marketing communications at any time
• Lodge a complaint with the relevant data protection authority

8. Data Retention

We retain your personal information for as long as necessary to provide our services and comply with legal obligations. KYC documents are retained as required by applicable financial regulations in India.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any significant changes by posting the new policy on this page with an updated date.

10. Contact Us

If you have questions or concerns about this Privacy Policy, please contact us: